Whoever has a negative Credit Bureau entry is usually not alone. Many households have it, it is enough not to have paid an invoice on time. However, such an entry can have negative consequences, because the banks check the creditworthiness before a loan approval and inevitably come across the negative Continue Reading
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Borrowers can take out a loan despite of their little income.
Banks earn money by lending on the calculated interest. Basically, it is easy to apply for a loan if the loan seeker can meet the conditions of a bank. Under these conditions, banks understand a sufficiently high income that is above the garnishment exemption limit and shows a garnishable portion. Continue Reading
Bank grants credit with a time contract.
In contrast to the past, the world of work has changed dramatically. There are many workers who work on a temporary contract. These workers cannot plan into the future and do not get a loan with a temporary contract. Not only young people are affected by this, even academics Continue Reading
Banks offers a credit during training.
The training prepares for the future profession. Depending on the apprenticeship, it takes the form of a dual apprenticeship in a training company and vocational school or in a vocational school. A first degree at a university or university of applied sciences is also a variant of vocational training, even Continue Reading